Debt-Income Ratio

The Importance of One’s Debt-Income Ratio By: Lennart Leigh A.M. One’s Debt-Income ratio is the percentage that one spends on debts versus the amount of one’s monthly gross (income prior to tax deductions). This important information provides prospective lenders with the numerical data required to make an educated decision on whether to approve or decline… Read More

Critical Times Call for Desperate Measures By: Lennart Leigh A.M.

Critical Times Call for Desperate Measures By: Lennart Leigh A.M. “Brr…Ring…”she jumped as the unexpected call distracted her pensive state. It gave her a bit of a fright. It was a childhood friend sobbing. Photo Credit: http://www.pinkax.com/great-decorating-ideas-for-home-office-to-set-crisp-style/rustic-home-office-ideas-with-nice-wooden-desk-with-rack-and-old-fashioned-clock/ Friend: “I don’t know what to do! My husband is unable to find work and I’m doing everything… Read More

Don’t Let the So-Called Tax Collectors Swallow You Whole – It’s Fraud! By Lennart Leigh A.M.

Don’t Let the So-Called Tax Collectors Swallow You Whole – It’s Fraud! By Lennart Leigh A.M. “Hello, this is Officer…We have a warrant for your arrest due to the outstanding taxes unpaid. Call us back at … and do not disregard this message!” warned the voice message left on her phone. She gasped, unable to… Read More

You Never Know What You’re Walking Into… By Lennart Leigh A.M.

You Never Know What You’re Walking Into… By Lennart Leigh A.M. Photo Credit: http://www.toonsmosh.com Scurrying as usual, a woman in her late thirties, walked into the coffee shop and asked as promptly and as politely as she could for a small bowl of salad with grilled chicken on the side, and freshly brewed coffee. As… Read More